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The Evolution of an HMO
Member rating: No Rating | Words: | Submitted: Fri Jan 28 2005
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The Evolution of an HMO Outline 1.0 Introduction 3 2.0 Carolina Physicians Health Plan 4 2.1 First Clients 4 2.2 Financial Status 5 3.0 Healthsource 5 3.1 Changes to CPHP 5 4.0 CIGNA 6 4.1 The Business of Health Care 7 5.0 Conclusion 7 6.0 Personal Reflections 8 1.0 Introduction Historically health maintenance organizations (HMO's) were created as an alternative to the standard insurance company. HMO's provide comprehensive care for patients and their families for a monthly premium. (Definition, 2003) In the article I read, "The Evolution of an HMO, Hands-On Experience for the North Carolina Physicians" written by Robert H. Bilbro, it described the life and death of an HMO created in Central North Carolina by local physicians. This paper will highlight what happened to this local North Carolina HMO, and review the current health care environment of North Carolina. Instead of the traditional system where people pay for services as they need it, HMO's require people pay for services before they need the service. With these monthly premiums come doctor visits, medication, hospital visits, and emergency care. Most HMO's charge...
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