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In this essay, I am going to investigate the banking industry first by explain the different types of bank, then look at the banking in the US and UK for its characteristics, the way of its organize, competition.
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ECONOMICS OF COMETITION MODEL: BE 2168 NAME: JINZHI HUANG ID: 0103429 In this essay, I am going to investigate the banking industry first by explain the different types of bank, then look at the banking in the US and UK for its characteristics, the way of its organize, competition. Moreover, describe its current state and future prospects. Types of banks Banks, unlike other industries, they create its production by collecting deposits and absorbing risks for depositors. Then provide stable sources of investment and working capital funds for the public and other institutions. Banks also provide many kinds of financial services among all financial intermediaries, including provide small investors insured deposits, exchange currency, an important source of funds for small borrowers who often have limited access to other sources of external finance, a smoothly functioning payments system that allows financial and real resources to flow relatively freely to their investment, a conduit for monetary policy, and a...
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