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Post Office Compared To Banks Post office has always been the preferred place to deposit ones savings owing to the instinctive smugness in a country like India where "prevention has always been better galore". The concept of investing in instruments of high risk has started seeping in, but mostly into the urban educated people. A majority of 74 % of the rural population still prefers to deposit their savings in a post office rather than a bank on the basis of the indispensable security of assets it offers. The low-income levels also prevent them from taking any sort of risk, in relation to the hard earned bucks. Call it superstition or aversion to change it is difficult to convince a villager into investing into the bank and not the local post office. The post office officials have achieved near demi god status owing to the long-term relationship and impact the post...

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