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3. Introduction: why it's important to plan 4. Sources of advice for financial planning 5. Savings accounts and institutions 6. Methods of borrowing with appropriate uses for the borrowing 7. Methods of ensuring accuracy of financial records 8. about tax 9. Calculating tax 10-11. bank statements 12. Receipts 13. Cheque 14. Pay slips 15. Invoices 16. Case study 17. Budget for Hardeep 18-19. Justification for suggested expenses It is important to plan for personal finances because it helps you in the future with lots of important money needs. For example you may need to buy a car and for this you would need money as well as having spare cash for yourself. If you plan your money financially and keep any spare cash in a savings account you can reach your goal of having a car and spare cash. This is only one good reason for planning personal finances there are more crucial points too, such as unexpected money needs e.g. you may have a flood...

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