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Title Internet Banking: What are the issues? Done By Sharif Sharif A. Presentation of the Issue Banking over the Internet has attracted increasing attention over the past several years from bankers and other financial services industry participants, the business press, regulators, and lawmakers, both in the United States and in other countries. In part, this is due to the rapid and significant growth in electronic commerce (''e-commerce''), and the notion that electronic banking and payments will likely advance more or less in tandem with e-commerce. In addition, industry analyses outlining the potential impact of Internet banking on cost savings, revenue growth, and increased customer convenience have also generated considerable interest and speculation about the impact of the Internet on the banking industry. To date, however, because there is little systematic information on the nature and scope of Internet banking, much of the analysis of the benefits and impact of Internet banking has been based on anecdotal...

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